1. Who we are. SoloLedger is operated by CardForge. Contact for privacy matters: support@sololedger.com.
2. What we collect.
3. Why we use it. To categorize transactions, compute tax estimates, generate your exports, process payments, prevent abuse, and send service emails. We do not sell your personal data, and we do not use your financial data to train third-party models.
4. Who we share it with. Only processors needed to run the product: Stripe (payments), our hosting provider (serving the app), and an email provider (transactional email). Each is bound to process data only on our instructions. We may disclose data if legally compelled.
5. Where data is stored. Data may be processed in the United States, the European Union, or Singapore depending on the infrastructure region in use.
6. Retention. We keep account and financial data while your account is active, and for up to 90 days after deletion in backups. Billing records are retained as long as tax law requires.
7. Your rights. Depending on where you live (including GDPR and CCPA/CPRA), you may request access, correction, export, or deletion of your data, and object to certain processing. Email support@sololedger.com and we will respond within 30 days. You may also export your transactions from the app at any time.
8. Cookies. We use only essential cookies for session management. We do not run third-party advertising trackers.
9. Security. Data is encrypted in transit (TLS). Access to production data is restricted to authorized personnel. No system is perfectly secure; report suspected issues to support@sololedger.com.
10. Children. The service is not directed to anyone under 18 and we do not knowingly collect their data.
11. Changes. We will post updates here and notify you by email for material changes.
This document is a starting template, not legal advice. Have it reviewed by a qualified lawyer before going live.